Lenders
Who is originating in DC, Baltimore and Northern Virginia, from the public loan-level files: HMDA (annual, every lender), FHA (monthly, every lender), GSE deliveries (quarterly, large sellers) and VA (state totals).
Lender profiles
Rocket Mortgagenonbank7.250% · 7.550% APR
Wells Fargobank7.250% · 7.401% APR
Bank of Americabank7.375% · 7.518% APR
U.S. Bankbank6.990% · 7.172% APR
Citizensbank7.250% · 7.368% APR
Truistbank6.990% · 7.201% APR
PenFed Credit Unioncredit union6.750% · 6.939% APR
Navy Federal Credit Unioncredit union6.750% · 6.898% APR
M&T Bankbank6.875% · 7.207% APR
Tower Federal Credit Unioncredit union7.375% · 7.437% APR
Pennymacnonbank7.375% · 7.565% APR
PNCbank7.125% · 7.292% APR
TD Bankbank7.125% · 7.278% APR
Betternonbank6.625% · 6.881% APR
One page per rate adapter joining its published rates, FHA endorsements, HMDA originations and GSE deliveries. The rate shown is each lender's lowest-APR 30-year fixed purchase quote as published (collected 2026-10-29); lender names in the FHA table below also open profiles, including lenders without a rate adapter.
FHA: who is endorsing loans here, by lender (HUD snapshot)
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Local market: who actually lends here, and at what rate (HMDA)
Area
Type
Purpose
Term
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Who sells to Fannie and Freddie here: seller share by 3-digit ZIP
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VA lending by state (quarterly)
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Fiscal quarters (Q1 ends December). IRRRL is the VA streamline refinance (rate-and-term, no appraisal); refi share is IRRRL plus cash-out as a share of all loans guaranteed. A refi share rising as rates fall is the refi-wave signal VA lenders watch. VA publishes lender rankings nationally only, so lender names here come from HMDA and the FHA snapshot. Source: .
Lender references (not scrapable, but worth a bookmark)
- HUD Neighborhood Watch · FHA early-default and claim rates by lender and area; compare ratios
- NMLS Consumer Access · licensing lookup for companies, branches and loan officers
- HMDA data browser · the full loan-level data behind the HMDA card
- Ginnie Mae disclosures · issuer-level FHA/VA pool data, monthly