Bank of Americabank
Published rates: Washington, DCas of Oct 29, 1:00 PM ET
| Product | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|
| 30-yr Fixed30-year fixed | 7.375% | 7.524% | 0.718 | 0 bp | 7.375% on 2026-10-28 | $2,763 |
| 15-yr Fixed15-year fixed | 6.750% | 6.973% | 0.648 | +13 bp | 6.625% on 2026-10-28 | $3,540 |
| 7/6 ARM7y/6m ARM variable | 6.500% | 6.716% | 0.860 | 0 bp | 6.500% on 2026-10-28 | $2,528 |
| 5/6 ARM5y/6m ARM variable | 6.375% | 6.668% | 0.736 | 0 bp | 6.375% on 2026-10-28 | $2,495 |
| 10/6 ARM10y/6m ARM variable | 6.750% | 6.872% | 0.911 | 0 bp | 6.750% on 2026-10-28 | $2,594 |
| 20-yr Fixed20-year fixed | 7.125% | 7.343% | 0.925 | -12 bp | 7.250% on 2026-10-28 | $3,131 |
30-year fixed, last 90 days, vs Freddie Mac PMMS
Bank of America 30-yr fixed (purchase, Washington, DC)
Source: Bank of America published rates, collected daily ($400,000 loan, FICO 740, 80% LTV). ZIP input, $200k default, FICO 740+. Also published for Rockville, MD, Baltimore, MD, Fairfax, VA; see the Rates grid. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
1
Share of footprint
0.0%
Avg note rate
5.875% -12 bp vs market
Purchase
100%
Sponsored (wholesale)
0%
Avg loan
$249,287
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 0 | 0.0% | – | – |
| 2026-07 | 0 | 0.0% | – | – |
| 2026-06 | 1 | 0.1% | 5.875% | -12 bp |
| 2026-05 | 0 | 0.0% | – | – |
| 2026-04 | 0 | 0.0% | – | – |
| 2026-03 | 0 | 0.0% | – | – |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Washington, DC | 1 | 0.4% | 5.875% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "BANK OF AMERICA NA CHARLOTTE" (HUD id 13065). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.