Economy
Credit stress, jobs and migration behind the demand for mortgages in this footprint.
Credit stress: share of mortgages past due (CFPB)
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Percent of outstanding first-lien mortgages by days past due, from the National Mortgage Database. Published quarterly with a lag of about a quarter; rising 30-89 is the earliest local warning. Source: .
Labor: unemployment by county and federal jobs by metro
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Federal payrolls drive this footprint's housing demand more than any other metro's. Not seasonally adjusted.
County rates are not seasonally adjusted; compare year over year. Source: .
Migration: where households are coming from and going (IRS)
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Flows for
One tax return ≈ one household; AGI is the adjusted gross income those households carried. Annual, about two years behind. Source: .
Distress and policy references
- DC Recorder of Deeds search · notices of foreclosure sale and deeds of trust; free to search after registering
- Maryland OFR foreclosure data · notice-of-intent-to-foreclose counts by county, quarterly reports
- OPM FedScope · federal civilian employment by agency and location, quarterly
- FHFA National Mortgage Database · the aggregate data behind the CFPB delinquency series