10-yr Treasury4.99%-1 bp
2-yr Treasury4.70%+2 bp
2s10s curve29 bp-3 bp
30-yr Treasury5.30%-1 bp

Wells Fargobank

NMLS ID 399801 · Published rates · Website · Collector: last ok Oct 29, 1:00 PM ET · Status

Published rates: Lender default (Austin, TX)as of Oct 29, 1:00 PM ET

ProductRateAPRPointsvs prevPreviousPayment
30-yr Fixed30-Year Fixed Rate7.250%7.401%0.7500 bp7.250% on 2026-10-28–
15-yr Fixed15-Year Fixed Rate6.500%6.778%1.000–––
30-yr VA30-Year Fixed-Rate VA6.625%6.847%0.759–––
7/6 ARM7/6-Month ARM6.625%6.783%0.8750 bp6.625% on 2026-10-28–

30-year fixed, last 90 days, vs Freddie Mac PMMS

Wells Fargo 30-yr fixed (purchase, Lender default (Austin, TX))
7.13%7.38%2026-10-282026-10-292026-10-297.25%
Source: Wells Fargo published rates, collected daily ($320,000 loan, 80% LTV). Austin TX default scenario ($400k, 20% down). Has a city input, but its autocomplete does not work headless; see WELLS_REGIONS. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.

FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)

Endorsements, 12 months
9
Share of footprint
0.1%
Avg note rate
5.875% -12 bp vs market
Purchase
33%
Sponsored (wholesale)
0%
Avg loan
$380,133

By month 2026-03: 0 → 2026-08: 1

MonthLoansShareAvg ratevs market
2026-0810.1%5.875%-33 bp
2026-0740.3%5.969%-18 bp
2026-0620.1%5.813%-18 bp
2026-0520.1%5.750%-17 bp
2026-0400.0%––
2026-0300.0%––

By county, 12 months

CountyLoansShare of countyAvg rate
Washington, DC20.9%5.938%
Fairfax20.4%5.750%
Prince William20.3%6.000%
Frederick10.2%5.625%
Howard10.5%5.750%
Prince George's10.0%6.125%
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "WELLS FARGO BANK NA" (HUD id 22995). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.
Wells Fargo · Beltway MI