Betternonbank
Published rates: Washington, DCas of Oct 29, 10:30 AM ET
| Product | Purpose | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|---|
| 30-yr Fixed30-yr fixed | purchase | 6.625% | 6.927% | 2.590 | 0 bp | 6.625% on 2026-10-28 | – |
| 15-yr Fixed15-yr fixed | purchase | 6.000% | 6.395% | 2.030 | +1 bp | 5.990% on 2026-10-28 | – |
| 30-yr FHA30-yr fixed FHA | purchase | 6.250% | 7.319% | 2.300 | 0 bp | 6.250% on 2026-10-28 | – |
| 30-yr VAVA 30-yr fixed VA | purchase | 6.250% | 6.523% | 2.360 | – | – | – |
| 7/6 ARM7/6m ARM | purchase | 6.375% | 6.869% | 2.150 | 0 bp | 6.375% on 2026-10-28 | – |
| 5/6 ARM5/6m ARM | purchase | 6.125% | 6.823% | 2.090 | 0 bp | 6.125% on 2026-10-28 | – |
| 10-yr Fixed10-yr fixed | purchase | 6.000% | 6.559% | 2.030 | 0 bp | 6.000% on 2026-10-28 | – |
| 10/6 ARM10/6m ARM | purchase | 6.500% | 6.795% | 2.130 | 0 bp | 6.500% on 2026-10-28 | – |
| 20-yr Fixed20-yr fixed | purchase | 6.375% | 6.693% | 2.020 | +13 bp | 6.250% on 2026-10-28 | – |
| 15-yr VAVA 15-yr fixed VA | purchase | 5.875% | 6.330% | 2.410 | – | – | – |
| 30-yr Fixed30-yr fixed | refinance | 6.750% | 7.006% | 2.110 | 0 bp | 6.750% on 2026-10-28 | – |
| 15-yr Fixed15-yr fixed | refinance | 6.000% | 6.409% | 2.110 | 0 bp | 6.000% on 2026-10-28 | – |
| 30-yr FHA30-yr fixed FHA | refinance | 6.250% | 7.327% | 2.380 | 0 bp | 6.250% on 2026-10-28 | – |
| 7/6 ARM7/6m ARM | refinance | 6.500% | 6.936% | 2.150 | 0 bp | 6.500% on 2026-10-28 | – |
| 5/6 ARM5/6m ARM | refinance | 6.125% | 6.839% | 2.250 | -12 bp | 6.250% on 2026-10-28 | – |
| 10-yr Fixed10-yr fixed | refinance | 6.000% | 6.567% | 2.070 | 0 bp | 6.000% on 2026-10-28 | – |
| 10/6 ARM10/6m ARM | refinance | 6.500% | 6.816% | 2.340 | -50 bp | 7.000% on 2026-10-28 | – |
| 20-yr Fixed20-yr fixed | refinance | 6.490% | 6.812% | 2.040 | 0 bp | 6.490% on 2026-10-28 | – |
30-year fixed, last 90 days, vs Freddie Mac PMMS
Better 30-yr fixed (purchase, Washington, DC)
Source: Better published rates, collected daily ($350,000 loan, FICO 760, 80% LTV). Takes a ZIP in the URL but returns the same table for every ZIP today; stored as national. Assumes 20% down, FICO 760+, ~2 points. Also published for Rockville, MD, Baltimore, MD, Fairfax, VA, National; see the Rates grid. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
14
Share of footprint
0.2%
Avg note rate
5.855% -14 bp vs market
Purchase
43%
Sponsored (wholesale)
0%
Avg loan
$456,744
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 1 | 0.1% | 6.875% | +67 bp |
| 2026-07 | 1 | 0.1% | 6.125% | -2 bp |
| 2026-06 | 2 | 0.1% | 5.433% | -56 bp |
| 2026-05 | 5 | 0.4% | 5.846% | -7 bp |
| 2026-04 | 2 | 0.1% | 5.688% | -16 bp |
| 2026-03 | 3 | 0.2% | 5.833% | -5 bp |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Prince George's | 4 | 0.2% | 5.685% |
| Anne Arundel | 3 | 0.3% | 6.163% |
| Baltimore City | 2 | 0.2% | 5.938% |
| Washington, DC | 1 | 0.4% | 5.750% |
| Baltimore Co. | 1 | 0.1% | 6.125% |
| Frederick | 1 | 0.2% | 4.875% |
| Fairfax | 1 | 0.2% | 6.125% |
| Loudoun | 1 | 0.4% | 5.990% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "BETTER MORTGAGE CORPORATION" (HUD id 25171). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.