PNCbank
Published rates: Washington, DCas of Oct 29, 10:30 AM ET
| Product | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|
| 30-yr Fixed30 YR FIXED | 7.125% | 7.294% | – | – | – | $2,695 |
| 15-yr Fixed15 YR FIXED | 6.250% | 6.525% | – | – | – | $3,430 |
| 7/6 ARM7YR SOFR ARM | 6.875% | 7.037% | – | – | – | $2,628 |
30-year fixed, last 90 days, vs Freddie Mac PMMS
PNC 30-yr fixed (purchase, Washington, DC)
Source: PNC published rates, collected daily ($400,000 loan, FICO 740, 80% LTV). Scenario tool: ZIP, price, down payment, credit band. No contact info. Also published for Rockville, MD, Baltimore, MD, Fairfax, VA; see the Rates grid. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
8
Share of footprint
0.1%
Avg note rate
6.094% +10 bp vs market
Purchase
75%
Sponsored (wholesale)
0%
Avg loan
$343,881
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 1 | 0.1% | 6.125% | -8 bp |
| 2026-07 | 2 | 0.1% | 6.313% | +17 bp |
| 2026-06 | 1 | 0.1% | 6.125% | +13 bp |
| 2026-05 | 0 | 0.0% | – | – |
| 2026-04 | 1 | 0.1% | 6.000% | +16 bp |
| 2026-03 | 3 | 0.2% | 5.958% | +8 bp |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Baltimore City | 3 | 0.3% | 6.125% |
| Baltimore Co. | 2 | 0.1% | 6.063% |
| Fairfax | 2 | 0.4% | 6.125% |
| Prince William | 1 | 0.2% | 6.000% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "PNC BANK, NATIONAL ASSOCIATION" (HUD id 17739). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.