Truistbank
Published rates: Lender default (Richmond, VA)as of Oct 29, 1:00 PM ET
| Product | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|
| 30-yr Fixed30-Year Fixed | 6.990% | 7.187% | 0.798 | 0 bp | 6.990% on 2026-10-29 | $1,662 |
| 15-yr Fixed15-Year Fixed | 6.400% | 6.723% | 0.940 | -9 bp | 6.490% on 2026-10-29 | $2,164 |
| 30-yr FHA30-Year FHA | 6.700% | 7.642% | 0.842 | 0 bp | 6.700% on 2026-10-29 | $1,404 |
| 30-yr VA30-Year VA | 6.700% | 7.081% | 0.746 | 0 bp | 6.700% on 2026-10-29 | $1,648 |
| 30-yr Jumbo30-Year Jumbo | 6.990% | 7.114% | 0.692 | 0 bp | 6.990% on 2026-10-29 | $5,483 |
30-year fixed, last 90 days, vs Freddie Mac PMMS
Truist 30-yr fixed (purchase, Lender default (Richmond, VA))
Source: Truist published rates, collected daily ($200,000 loan, FICO 740, 75% LTV). $200k, FICO 740, 25% down; 0 or 1 point toggle. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
24
Share of footprint
0.3%
Avg note rate
5.919% -8 bp vs market
Purchase
75%
Sponsored (wholesale)
0%
Avg loan
$447,107
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 5 | 0.4% | 6.325% | +12 bp |
| 2026-07 | 5 | 0.3% | 6.055% | -9 bp |
| 2026-06 | 5 | 0.3% | 5.795% | -20 bp |
| 2026-05 | 1 | 0.1% | 5.125% | -79 bp |
| 2026-04 | 3 | 0.2% | 5.600% | -24 bp |
| 2026-03 | 5 | 0.4% | 5.850% | -3 bp |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Baltimore City | 4 | 0.4% | 6.525% |
| Anne Arundel | 3 | 0.3% | 5.825% |
| Prince George's | 3 | 0.1% | 5.867% |
| Loudoun | 3 | 1.2% | 5.650% |
| Baltimore Co. | 2 | 0.1% | 6.313% |
| Frederick | 2 | 0.5% | 5.513% |
| Howard | 2 | 1.0% | 5.775% |
| Prince William | 2 | 0.3% | 5.362% |
| Washington, DC | 1 | 0.4% | 6.250% |
| Montgomery | 1 | 0.2% | 5.750% |
| Fairfax | 1 | 0.2% | 6.000% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "TRUIST BANK" (HUD id 35029). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.