Pennymacnonbank
Published rates: Lender defaultas of Oct 29, 1:00 PM ET
| Product | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|
| 30-yr FixedConventional 30 Year Fixed | 7.375% | 7.565% | 0.894 | -12 bp | 7.499% on 2026-10-28 | $2,417 |
| 15-yr FixedConventional 15 Year Fixed | 6.750% | 7.023% | 0.765 | -12 bp | 6.875% on 2026-10-28 | $3,097 |
| 30-yr FHAFHA 30 Year Fixed | 6.750% | 7.673% | 0.782 | -12 bp | 6.875% on 2026-10-28 | $1,650 |
| 30-yr VAVA 30 Year Fixed | 6.750% | 7.133% | 0.468 | 0 bp | 6.750% on 2026-10-28 | $2,485 |
| 30-yr JumboJumbo 30 Year Fixed | 6.375% | 6.599% | 1.859 | 0 bp | 6.375% on 2026-10-28 | $7,486 |
| 20-yr FixedConventional 20 Year Fixed | 7.375% | 7.623% | 0.915 | -12 bp | 7.499% on 2026-10-28 | $2,793 |
| 15-yr FHAFHA 15 Year Fixed | 6.500% | 7.632% | 1.584 | 0 bp | 6.500% on 2026-10-28 | $2,216 |
| OtherFHA 20 Year Fixed | 6.750% | 7.785% | 0.782 | -12 bp | 6.875% on 2026-10-28 | $1,934 |
| 15-yr VAVA 15 Year Fixed | 6.500% | 7.215% | 1.037 | 0 bp | 6.500% on 2026-10-28 | $3,337 |
| OtherVA 20 Year Fixed | 6.750% | 7.251% | 0.468 | 0 bp | 6.750% on 2026-10-28 | $2,913 |
30-year fixed, last 90 days, vs Freddie Mac PMMS
Pennymac 30-yr fixed (purchase, Lender default)
Source: Pennymac published rates, collected daily ($350,000 loan). Default-profile rates only; custom quotes are behind a name/email/phone gate, which we never submit. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
278
Share of footprint
3.3%
Avg note rate
5.705% -29 bp vs market
Purchase
4%
Sponsored (wholesale)
0%
Avg loan
$400,378
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 48 | 3.8% | 5.808% | -40 bp |
| 2026-07 | 36 | 2.5% | 5.881% | -26 bp |
| 2026-06 | 48 | 3.3% | 5.703% | -29 bp |
| 2026-05 | 42 | 3.0% | 5.697% | -22 bp |
| 2026-04 | 40 | 2.8% | 5.523% | -32 bp |
| 2026-03 | 64 | 4.8% | 5.649% | -23 bp |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Prince George's | 67 | 3.2% | 5.714% |
| Baltimore Co. | 61 | 4.3% | 5.674% |
| Anne Arundel | 35 | 3.9% | 5.709% |
| Baltimore City | 29 | 2.7% | 5.898% |
| Frederick | 22 | 5.1% | 5.663% |
| Montgomery | 13 | 2.4% | 5.708% |
| Prince William | 13 | 2.0% | 5.526% |
| Fairfax | 11 | 2.5% | 5.701% |
| Howard | 10 | 4.9% | 5.859% |
| Washington, DC | 6 | 2.6% | 5.311% |
| Loudoun | 6 | 2.4% | 5.604% |
| Alexandria | 5 | 10.4% | 5.748% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "PENNYMAC LOAN SERVICES LLC" (HUD id 28095). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.