M&T Bankbank
Published rates: Nationalas of Oct 29, 1:00 PM ET
| Product | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|
| 30-yr FixedConforming 30 Year Fixed Rate | 6.750% | 7.092% | – | -12 bp | 6.875% on 2026-10-29 | – |
| 15-yr FixedConforming 15 Year Fixed Rate | 6.500% | 6.866% | – | -12 bp | 6.625% on 2026-10-29 | – |
| 30-yr FHAFHA 30 Year Fixed Rate | 6.500% | 7.003% | – | -37 bp | 6.875% on 2026-10-29 | – |
| 30-yr VAVA 30 Year Fixed Rate | 6.500% | 7.003% | – | -37 bp | 6.875% on 2026-10-29 | – |
| 30-yr JumboJumbo 30 Year Fixed Rate | 6.875% | 7.000% | – | – | – | – |
| OtherConforming 5 Year Adjustable Rate | 5.875% | 6.387% | – | -12 bp | 6.000% on 2026-10-29 | – |
| 15-yr FHAFHA 15 Year Fixed Rate | 6.375% | 7.099% | – | -12 bp | 6.500% on 2026-10-29 | – |
| 15-yr JumboJumbo 15 Year Fixed Rate | 6.625% | 6.989% | – | – | – | – |
| OtherJumbo 5 Year Adjustable Rate | 6.000% | 4.977% | – | -12 bp | 6.125% on 2026-10-29 | – |
| 15-yr VAVA 15 Year Fixed Rate | 6.375% | 7.099% | – | -12 bp | 6.500% on 2026-10-29 | – |
30-year fixed, last 90 days, vs Freddie Mac PMMS
M&T Bank 30-yr fixed (purchase, National)
Source: M&T Bank published rates, collected daily (lender default scenario). Open JSON endpoint /bin/mortgageRates. APR assumes ~2 points. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
90
Share of footprint
1.1%
Avg note rate
5.487% -51 bp vs market
Purchase
72%
Sponsored (wholesale)
0%
Avg loan
$249,070
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 13 | 1.0% | 5.740% | -46 bp |
| 2026-07 | 13 | 0.9% | 5.250% | -89 bp |
| 2026-06 | 14 | 1.0% | 5.304% | -69 bp |
| 2026-05 | 12 | 0.9% | 5.635% | -28 bp |
| 2026-04 | 26 | 1.8% | 5.428% | -42 bp |
| 2026-03 | 12 | 0.9% | 5.667% | -21 bp |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Baltimore City | 57 | 5.3% | 5.311% |
| Baltimore Co. | 17 | 1.2% | 5.956% |
| Fairfax | 5 | 1.1% | 5.625% |
| Frederick | 3 | 0.7% | 5.750% |
| Montgomery | 3 | 0.5% | 5.667% |
| Prince George's | 2 | 0.1% | 5.313% |
| Washington, DC | 1 | 0.4% | 5.500% |
| Anne Arundel | 1 | 0.1% | 5.500% |
| Howard | 1 | 0.5% | 5.875% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "M AND T BANK" (HUD id 75864). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.