PenFed Credit Unioncredit union
Published rates: Nationalas of Oct 29, 1:00 PM ET
| Product | Purpose | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|---|
| 30-yr Fixed30-Year Conventional Loan | purchase | 6.750% | 6.939% | – | 0 bp | 6.750% on 2026-10-28 | – |
| 30-yr FHA30-Year FHA Loan | purchase | 6.250% | 7.159% | – | 0 bp | 6.250% on 2026-10-28 | – |
| 30-yr VA30-Year VA Loan | purchase | 6.250% | 6.560% | – | 0 bp | 6.250% on 2026-10-28 | – |
| 30-yr VA30-Year VA Refi Loan | refinance | 7.000% | 7.176% | – | – | – | – |
30-year fixed, last 90 days, vs Freddie Mac PMMS
PenFed Credit Union 30-yr fixed (purchase, National)
Source: PenFed Credit Union published rates, collected daily (lender default scenario). Conventional, FHA, VA only. Akamai blocks non-browser clients. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
13
Share of footprint
0.2%
Avg note rate
5.548% -45 bp vs market
Purchase
54%
Sponsored (wholesale)
0%
Avg loan
$446,076
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 2 | 0.2% | 5.750% | -45 bp |
| 2026-07 | 2 | 0.1% | 5.688% | -46 bp |
| 2026-06 | 2 | 0.1% | 5.625% | -37 bp |
| 2026-05 | 3 | 0.2% | 5.250% | -67 bp |
| 2026-04 | 3 | 0.2% | 5.500% | -34 bp |
| 2026-03 | 1 | 0.1% | 5.750% | -13 bp |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Anne Arundel | 4 | 0.4% | 5.406% |
| Prince George's | 3 | 0.1% | 5.500% |
| Prince William | 3 | 0.5% | 5.708% |
| Baltimore City | 1 | 0.1% | 5.625% |
| Arlington | 1 | 4.0% | 5.625% |
| Loudoun | 1 | 0.4% | 5.625% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "PENTAGON FEDERAL CREDIT UNION" (HUD id 00779). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.