U.S. Bankbank
Published rates: Lender defaultas of Oct 29, 1:00 PM ET
| Product | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|
| 30-yr FixedConventional 30-year | 7.125% | 7.298% | 0.845 | – | – | $2,728 |
| 15-yr FixedConventional 15-year | 6.500% | 6.796% | 0.982 | – | – | $3,527 |
| 30-yr FHAFHA 30-year | 7.250% | 8.128% | 0.550 | – | – | $1,963 |
| 30-yr VAVA 30-year | 6.990% | 7.385% | 0.899 | – | – | $2,545 |
| 30-yr JumboJumbo 30-year | 7.375% | 7.539% | 0.740 | – | – | $6,492 |
| 7/6 ARMARM 7/6 mo | 6.750% | 6.865% | 0.903 | – | – | $2,626 |
| 10/6 ARMARM 10/6 mo | 7.000% | 7.059% | 0.953 | – | – | $2,694 |
| 10-yr FixedConventional 10-year | 6.625% | 7.045% | 0.991 | – | – | $4,624 |
| 20-yr FixedConventional 20-year | 6.625% | 6.856% | 0.931 | – | – | $3,049 |
| 15-yr JumboJumbo 15-year | 7.125% | 7.373% | 0.655 | – | – | $8,514 |
| OtherJumbo 20-year | 7.250% | 7.486% | 0.920 | – | – | $7,429 |
| 10/1 ARMJumbo ARM 10/1 yr | 7.000% | 7.250% | 0.820 | – | – | $6,253 |
| 5/1 ARMJumbo ARM 5/1 yr | 6.625% | 7.150% | 0.695 | – | – | $6,018 |
| 7/1 ARMJumbo ARM 7/1 yr | 6.750% | 7.143% | 0.715 | – | – | $6,096 |
30-year fixed, last 90 days, vs Freddie Mac PMMS
U.S. Bank 30-yr fixed (purchase, Lender default)
Source: U.S. Bank published rates, collected daily ($405,000 loan, FICO 740, 75% LTV, 45-day lock). State selector. 45-day lock, FICO 740+. Also published for MD, VA; see the Rates grid. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
3
Share of footprint
0.0%
Avg note rate
5.708% -29 bp vs market
Purchase
100%
Sponsored (wholesale)
0%
Avg loan
$466,829
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 1 | 0.1% | 5.500% | -70 bp |
| 2026-07 | 0 | 0.0% | – | – |
| 2026-06 | 1 | 0.1% | 5.625% | -37 bp |
| 2026-05 | 1 | 0.1% | 6.000% | +8 bp |
| 2026-04 | 0 | 0.0% | – | – |
| 2026-03 | 0 | 0.0% | – | – |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Anne Arundel | 2 | 0.2% | 5.563% |
| Prince George's | 1 | 0.0% | 6.000% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "US BANK NA" (HUD id 16001). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.