Citizensbank
Published rates: Nationalas of Oct 29, 1:00 PM ET
| Product | Rate | APR | Points | vs prev | Previous | Payment |
|---|---|---|---|---|---|---|
| 30-yr Fixed30-Year Fixed Rate | 7.250% | 7.355% | 0.500 | 0 bp | 7.250% on 2026-10-29 | $2,047 |
| 15-yr Fixed15-Year Fixed Rate | 6.750% | 6.896% | 0.375 | – | – | $2,655 |
30-year fixed, last 90 days, vs Freddie Mac PMMS
Citizens 30-yr fixed (purchase, National)
Source: Citizens published rates, collected daily ($300,000 loan, 60-day lock). $300k; includes 0.125% autopay discount; 60-day lock. PMMS: Freddie Mac Primary Mortgage Market Survey, weekly. "vs prev" is the change from the last differing quote.
FHA endorsements, 2026-03 to 2026-08 (HUD snapshot)
Endorsements, 12 months
1
Share of footprint
0.0%
Avg note rate
5.625% -37 bp vs market
Purchase
100%
Sponsored (wholesale)
0%
Avg loan
$732,600
By month
| Month | Loans | Share | Avg rate | vs market |
|---|---|---|---|---|
| 2026-08 | 0 | 0.0% | – | – |
| 2026-07 | 0 | 0.0% | – | – |
| 2026-06 | 0 | 0.0% | – | – |
| 2026-05 | 1 | 0.1% | 5.625% | -29 bp |
| 2026-04 | 0 | 0.0% | – | – |
| 2026-03 | 0 | 0.0% | – | – |
By county, 12 months
| County | Loans | Share of county | Avg rate |
|---|---|---|---|
| Arlington | 1 | 4.0% | 5.625% |
Source: HUD FHA Single-Family Portfolio Snapshot, forward mortgages endorsed in the 13-county footprint, originating mortgagee "CITIZENS BANK, NA" (HUD id 34471). Share is of all FHA endorsements in the same area and months; "vs market" compares average note rates, so product and borrower mix still matter.
HMDA: not loaded for this lender.
GSE deliveries: not loaded for this lender.
Sources: lender rate pages (collected daily), HUD FHA Single-Family Portfolio Snapshot (monthly), FFIEC HMDA (annual), Fannie Mae and Freddie Mac loan-level disclosures (quarterly), Freddie Mac PMMS (weekly). Names across files are matched by the spellings listed on each card. Not a commitment to lend.